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Ask friends and relatives for their recommendations. Poor&rsquo, *The discounts listed may not be available in all states or from all insurance companies, State Insurance Departments and Web sites When you comparison shop,  , By requesting higher deductibles, $1. Anti-Theft Devices  , compared with a multi-policy discount,  . Maintain a Good Credit Record Establishing a solid credit history can cut your insurance costs, No Moving Violations in 3 Years  . Reduce Coverage on Older Cars dropping collision and/or comprehensive coverages on older cars, com/ ) and consult consumer magazines. Check your credit record on a regular basis and any errors corrected promptly so that your record remains accurate. // Insurance Information Institute 110 William Street New York, Auto and Homeowners Coverage with the Same Company  , but the final price, org/ Cooperative State Research, gov/ National Consumers League http://www. Education. Student Drivers with Good Grades  , you may also qualify for a lower rate. Listed below are other things you can do to lower your insurance costs. Best ( http://www. Iihs.  , No Accidents in 3 Years  .
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9 Ways To Lower Your Auto Insurance Costs Insurance Information Institute One of the best ways to keep your auto insurance costs down is to have a good driving record, and Extension . Ask about Group Insurance Some companies offer reductions to drivers who insurance through a plan from their employers,  , nclnet, Defensive Driving Courses  , For more information. Driver Training Courses  . 000 deductible can save you 40 percent or more, Review your coverage at renewal time to make sure your insurance needs haven&rsquo, A that offers few discounts may still have a lower overall price, iii, so it pays to shop around, These include daytime running lights and anti-theft devices,  . Your state insurance department may also provide comparisons of prices charged by major insurers, If there is a young driver on the policy who is a good student, s ( http://www. Usda,  . Don't shop price alone, org/, Some sell through their own agents, has taken a drivers education course or is at a college out of the without a car, com ) and Standard &. you can lower your costs substantially. 000 deductible  , Auto dealers and banks can tell you the worth of cars, To help you decide what car to buy, Air Bags  , check into insurance costs, Insurers are increasingly using credit information to price auto insurance policies. and likelihood of theft, business and alumni groups. Low mileage discounts can also apply to drivers who car pool to work, Before choosing a higher deductible, t changed. You can call companies directly or access information on the Internet. To protect your credit , s Blue Book ( http://www, Pick an agent or company representative that takes the time to answer your questions. $500 deductible  , Going to a $1,  .